As 2025 comes to a close, it’s clear that this year taught owner-builders and lenders valuable lessons. From fluctuating interest rates to evolving construction costs, 2025 reminded everyone that successful homebuilding takes preparation, flexibility, and the right financing partner. Here’s what smart builders learned and how you can apply those insights in 2026. Budget Flexibility Is Everything Many 2025 projects faced material price swings and unexpected change orders. Buil

August is Financial Awareness Month , and if you're an owner-builder, there’s no better time to check in on your money. From managing...

This guide helps you build an eco-friendly home in 2025

Discover 5 hidden costs owner-builders often miss, plus smart budgeting tips from BYOB Home Loans.

Thinking About Building Your Own Home? Start Here Building a home from scratch is one of the most empowering decisions you can make, but...

Thinking of Building Your First Home? Here’s What Lenders Are Really Looking For Stepping into the role of owner-builder is exciting, but...

Building your dream home is one of the most empowering and rewarding journeys you can take, but it can also feel overwhelming without the...

What is Loan-to-Value (LTV) Ratio? Loan-to-Value (LTV) ratio is one of the most important factors lenders use to determine how much money...

How much do you need for a down payment on a home? Learn about minimum requirements, lender expectations, and how to optimize your financing

Building your dream home is an exciting journey, but securing the right financing can be a complex process. Unlike purchasing a...

These trends can inspire you to create a space that’s both modern and timeless.

Here are five resolutions for Texas Owner-Builders to guide you as you bring your dream home to life in 2025.

Start 2025 Strong With Your Custom Build Goals! It's the perfect time to focus on planning your dream home. For Texas owner-builders,...

As the year winds down, it’s time to think about maximizing your tax benefits—especially if you’re building your dream home. For Texas...

Building your own custom home is an exciting project, but securing the right financing is essential to bringing your vision to life. As...

Many people hesitate to take on the role of an owner-builder due to misconceptions that make the process seem overwhelming or...

So, you are considering building your own home. Maybe you’ve spent months combing through the market trying to find the perfect place...

Securing the best mortgage rate is a critical step in making your dream home a reality. The mortgage rate you lock in will significantly...

Building a custom home in Texas offers a unique opportunity to create a living space tailored to your needs, preferences, and lifestyle....

This is a guide to an energy efficient home in Texas